The Right Choice For All Your Real Estate Needs
Phone: +1 519.343.2124
Mobile/SMS: +1 519.292.0362
Fax: +1 519.343.2496

Hidden Fees When Buying A Home »

Keep Hidden Fees In Mind Before Making Final Offer »

Appraisal fee:Lender may require - basic appraisal in the $150 - $200 range
Property taxes:Lender may require that the property taxes be included with your mortgage payment
Survey fee:Lender will require. Don't need to worry about getting one when buying a new home
Property Insurance:For replacement value of your home and contents. Lender requires as it is security against your mortgage
Service charges:For items such as telephone and cable
Lawyers’ fees:Legal work and review of papers. Shop around
Mortgage loan insurance application fee:For a high ratio mortgage, you must have this insurance. CMHC fees are $75.00 if an appraisal is provided by the lender, $235 if it is not. The insurance will cost anywhere from 0.5% to 3% of the amount of the total mortgage
Mortgage broker's fee:fee for finding a lender and putting the financial work together
Moving costs:Professional movers range from$50 to $100 per hour and higher at the end of the month and in the summer
Estoppel Certificates:About $50 for a certificate that outlines a condominium corporation's financial and legal state
Maintenance fees:For condominiums - monthly fees for common area maintenance
Water quality and quality certification:$50 to $100 to to certify well service. NOTE - FREE in our area
Kathy Robinson, Broker of Record, Coach House Realty

Kathy Robinson

Broker of Record

Independently Owned and Operated

Established 1978

Your decision to hire a Professional Real Estate Representative should be based on...

An Interview with the potential representative where...

  • Your questions are answered to your complete satisfaction.
  • Knowledge and experience is strongly evident.
  • You can sense a highly moral and ethical person with qualities of honesty and integrity.
  • You believe you have found someone who will ensure undivided loyalty. A genuine commitment to your needs.
  • You can trust this agent to keep information private.
  • You know you will be hiring a Professional.
  • After the interview, you feel strongly that you could enter into a professional business relationship with the representative.
Call us for an interview